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2011-02-07 13:36:08
Oregon Bond Loan

The Oregon Bond Loan helps consumers in Oregon buy their first home by providing two borrowing options. This Residential Loan Program, available for a limited time, helps eligible families increase their home purchasing power and lower their monthly house payments for greater affordability.

The Oregon Bond Loan offers eligible borrowers a choice between the following options:

Cash Advantage Home Loan option*

  • Low, fixed interest rate
  • Cash grant up to 3% of the loan amount
  • Minimal cash-to-close

Rate Advantage Home Loan option*

  • The state’s best fixed interest rate
  • With Low down payment and closing cost option

*Qualifications are similar for either loan program option.


  • Must be a first-time homebuyer (or not have owned a primary residence during the three-year period prior to the date the note and mortgage is signed).
  • The first-time homebuyer requirement (above) may be waived if they are purchasing in a targeted geographical area.
  • A qualified Homebuyer must be (or intend to be) an Oregon resident and must agree to occupy the home being purchased as their primary residence.
  • Eligible income levels and other qualifying criteria for this program are available through your PRM Mortgage Banker.


To download our First Time Home Buyers Guide: Click Here

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